KRIPTON - The first crypto loan service in Africa

The development of things is not yet acceptable to all people around the world, there are still some countries that have economic problems, especially countries that are still in the developing period. Credit facilities in some of these countries are also still difficult to issue, some of these credit facilities require users to have certain requirements. Therefore, we created a platform that we named L-Pesa Microfinance.
So? What is L-PESA MICROFINANCE?
L-Pesa Microfinance is a blockchain-based digital platform that has brought the blockchain as its technology, so that transactions that take place will certainly be more secure and transparent, which will make the users more comfortable when using it. In this case, our platform will improve people’s lives through efficient access to credit and related financial services. It’s about making the world a better place for everyone. Our platform is also a new generation of fintech startup which will certainly be ready to take advantage of the needs of financial services in the developing world quickly. The company has validated its operating model over the last 24 months and has built sophisticated technology, automating most operations.
WHY WE USE BLOCKCHAIN?

We designed this platform to run using blockchain technology as the basis for our platform development. Because since it first appeared, blockchain comes with the offer of fast and secure online transactions and supports all types of data and cryptocurrency. With blockchain technology, the digitalization of coins has created the cryptocurrencies, which are decentralized, trustful, and free of intermediaries. Blockchain technology uses a system, where every transaction is recorded and can not be changed forever, so transactions can be maintained and reduce the possibility of data fraud. Blockchain is inherently resistant to the modification of the data involved. The blockchain is a public, distributed ledger of all transactions in a given system. It constantly grows as completed blocks (transactional information) are added to it. Thе data itѕеlf cannot be manipulated bу a ѕinglе person or grоuр оf раrtiеѕ since thе information iѕ encrypted. Thе еnсrурtiоn оf the trаnѕасtiоnѕ thuѕ саnnоt be falsified bу uѕ оr anyone else, mаking оur ICO аvаilаblе for all to see. These blocks are built in a linear and chronological order through cryptography. We have developed this platform for working with blockchain technology as the basis for developing our platform. Because from the first appearance, the block comes with the offer of fast and secure online transactions and supports all types of data and crypto-currency. With the help of the methods provided by the and blockchain, founders will be able to launch their ICOs, pre-ICOs, and other crowdfunding campaigns. The will provide the founders with many of the services and tools essential to successful launch of these types campaigns while ensuring security and credibility by the use of blockchain technologies. Blockchains enable data structures representing invoices to be deployed and to be tamper proof. This enables all participants of the ledger to view the state of the invoice with respect to time. Blockchain is a type of distributed ledger or decentralized database that keeps records of digital transactions. Rather than having a central administrator like a traditional database, a distributed ledger has a network of replicated databases, synchronized via the Internet and visible to anyone within the network. With disintermediation of services the blockchain has revolutionized all known financial conventions and pioneered new ways for fund raising through the tokenization of goods, products, and services . By using the blockchain for transactions, the costs will be minimal vis-a-vis current “middleman” models that include payment and currency conversion fees. With TechSpecs, all payments go directly to the seller in a single digital currency.

as we see in the diagram above, we can see that as much as 16% of total supply will be allocated to reserves – airdrop, 1% will be allocated to bounties, 25% will be allocated founding team / advisors, 58% will be allocated to pre-sale and public sale.
Solusi L-Pesa
Ide untuk L-Pesa diinkubasi selama satu dekade, dan bisnis itu diluncurkan pada saat empat kekuatan pasar penting berkumpul untuk memungkinkan penskalaan cepat :

L-PESA TOKEN
L-Pesa Token dibangun pada blockchain Ethereum yang memungkinkan pemegang untuk menggunakan alat keuangan L-Pesa dengan biaya lebih murah.
PERON
L-Pesa adalah platform teknologi keuangan yang menyediakan alat keuangan baru untuk konsumen dan usaha kecil di Afrika dan Asia.
MICROLOANS
Microloans, alat pertama di platform L-Pesa, memungkinkan pengguna untuk memulai atau menumbuhkan bisnis, membayar pendidikan, atau mendukung ambisi mereka dalam kehidupan.
Baris Waktu Penjualan Token

Alokasi

Token LPK L-Pesa
Token yang didistribusikan selama peluncuran token dikenal sebagai LPK. LPK token adalah token ERC20 standar (pada platform Ethereum) yang memungkinkan satu untuk menggunakan aplikasi LPK. Utilitas yang dibuka oleh token LPK adalah kemampuan untuk berpartisipasi dalam penawaran token proyek LPK, dapatkan akses ke fungsi hanya dibuka melalui penggunaan token yang eksklusif jaringan L-Pesa.
Kontrak cerdas yang digunakan pada tahap awal proyek, terdiri dari dua modul utama :

• Kontrak Token yang mengikuti standar ERC20.
• Kontrak crowdfunding yang memungkinkan peserta kampanye kirim kontribusi mereka di ETH.
• 1 ETH = 17.500 LPK.

Tim

More information can be found here:

1. WebSitе
2. Whitepaper
3. BitcoinTalk
4. Telegram
5. Twitter

By Arsenyo